Portfolio Management
Whether you’re a business owner, a high income family, or found success elsewhere, you’ve accumulated assets and are sitting on large, unrealized gains. We manage your portfolio to help you take advantage of them.
What does portfolio management include?
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Diversification
One of the earliest rules investors learn is to have a diversified portfolio. Investing is inherently risky but diversification allows for a decrease in systematic risk. Our portfolio models include investments in growth equities, dividend equities, high quality bonds, and alternatives.
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Tax-Efficient Investing
Keeping your tax bill in mind, we invest in tax-advantaged accounts (529s, HSAs, IRAs) or tax-efficient investments (municipal bonds) when possible. We also watch for your capital gains, and use strategies like tax-loss harvesting to reduce your tax bill when needed.
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Rebalancing
Diversifying your portfolio is not a one and done activity. As certain asset classes perform differently, your investments in each change (thus changing your risk level). Rebalancing assures your portfolio is weighted to your desired asset allocation.
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Integrating Outside Investments
All of our investments are held at Schwab. With our team’s expertise and the deep resources of Schwab guiding us along the way, we have confidence in our investment strategy. If you have outside investments we will include those in your overall strategy.
