Why You Want a Spendthrift Provision in Your Parents’ Trust
If your job makes you prone to lawsuits and you’re expecting an inheritance, you need to know what a spendthrift provision is.
Mini Case Study: How a Home Sale Helped Our Client Retire Three Years Early
One of our clients was laid off, which left him at a crossroads: retire early, or go back to work and retire in 2029. His biggest obstacle to retiring early was housing, as it was his largest expense.
Comparing Job Offers: How to Value Salary, RSUs, and Stock Options
For employees who earn equity compensation, evaluating a job offer requires looking beyond the headline compensation figure.
How Recent Changes to The Charitable Deduction Tax Code Impact You
Enacted under the 2025 tax law and showing up on 2026 tax returns, taxpayers will find themselves subject to three new rules worth understanding.
When Does it Make Sense to Exercise Stock Options Early?
If you earn equity compensation, you may hear someone recommend you exercise your options early. But, this comes with risks.
The Smartest Way to Withdraw From a 401(k) or IRA
For most of your life, your goal was to save as much as possible and let it compound for retirement. In retirement, you need to determine how much to take out, from which account(s), and in what order.
Are Pokémon Cards a Good Investment?
Pikachu Illustrator, the holy grail of Pokémon cards, sold earlier this year for $16,492,000. This begs the question: should Pokémon cards be part of a well-diversified portfolio?
Revocable vs. Irrevocable Trust: What’s the Difference?
When considering a trust as part of an estate plan, one of the first questions that comes up is: What type of trust should I use?
Mini Case Study: Tax Planning for Inherited Property
This week, we helped one of our clients in Eagle, Idaho save over $300k in taxes. Her mom passed away and left significant assets to her family, one of which was a house in New York.
The Retirement Tax Window: Why the Years Between Retirement and RMDs Are Valuable Planning Years
After you retire and before RMDs start, you sit in a period that we call the Retirement Tax Window. This is when your taxable income may be lower than it was during your working years, and lower than it will be later in retirement.
Why Would Someone Create a Trust?
A trust is a tool for individuals and families who want greater control over how their assets are managed, protected, and distributed.
Leaving Your Job? Do Not Forget About Your Equity Compensation
When you leave a job, your equity compensation may not follow you out the door. Figuring it out ahead of time, rather than after your employment has already ended, is important.
Mini Case Study: Financial Planning for the Adult Children of Clients
Many of our clients have adult children who don’t yet need an Advisor, but have financial planning questions. Recently, one of our clients’ kids had a tax question after he sold stock for a large profit.
5 Things You Should Know Before Selling Your Business
Many entrepreneurs plan to sell their business someday. And before you do, there are five important things to understand.
Should You Hold or Sell RSUs & NQSOs?
If you receive RSUs or NQSOs, at some point you are going to have to decide what you want to do with the company stock. But the decision to hold or sell depends on your situation.
Beyond “Buy Index Funds and Chill:” My Approach to an Aggressive Growth Portfolio
With compound interest, a small edge creates a massive gap over time. And this is why many investors (including me) will never be satisfied with just the “market” return.
5 Ways to Reduce Capital Gains Taxes after a Home Sale
A client in Eagle, Idaho just sold her home. Since her home value climbed and she is now sitting on a $2M capital gain, we walked her through a few ways to mitigate her tax bill.
Mini Case Study: Diversify Tax-Efficiently
When you want to diversify a concentrated stock position, you have two options: sell the stock and pay taxes on it, or take advantage of higher level strategies to sell in a tax-efficient way. We help our clients do the latter.
The 10 Most Overlooked Tax Deductions for High Net Worth Retirees
The tax deductions that matter most are built into your financial plan months or years in advance. Read the 10 deductions and credits that are often missed, underused, or poorly timed.
Mini Case Study: Kiddie Tax Rules
The “Kiddie Tax” prevents parents from shifting their investment income to their children to take advantage of their child’s lower tax rate. These rules can apply to those up to age 24, even if they file their own tax return.