Are you within 5-10 years of retirement and hoping to maintain your current lifestyle, but most of your retirement is tied up in a traditional IRA? Continuing with your current plan means that you’ll have to pay taxes on your hard-earned retirement funds. But, there is something you could do right now to avoid income taxes throughout your entire retirement – a Roth conversion.

Are you a small business owner contributing to a 401(k) or IRA, but are unhappy with their restrictive contribution limits? Did you know there is another type of retirement plan that is more beneficial for high income earners? Enter the Defined Benefit Plan.

Well-performing stock can give investors a false sense of security, but the unpredictable nature of the market makes long-term performance uncertain. So, what is an option for high net-worth individuals who want to diversify their portfolio and avoid capital gains taxes? Insert the exchange fund.

Imagine being able to sell your investment property without the looming shadow of capital gains taxes, allowing you to reinvest the sale profits into your next opportunity. This is possible through a real estate investment strategy known as 1031 exchanges. By navigating the ins and outs of this tax-deferral strategy, you can enhance your real estate portfolio while unlocking greater investment potential.

Usually, selling appreciated stock submits you to federal capital gains taxes. However, if these capital gains were acquired through investments in Qualified Small Business Stock, you would not be required to pay those same taxes (up to $10 million).

In search of a strategy that combines tax benefits + charitable giving, all while still allowing you some control over your investments? A Donor-Advised Fund may be an option to consider.

Cost segregation studies can produce tax savings in a few ways.

Selling a highly appreciated asset and hoping to mitigate your tax bill? A Charitable Remainder Trust may be an option for you.